Get Approved for In-House Auto Financing Today
Flexible Buy Here Pay Here Financing in Dallas & Watauga
At 1st Place Auto, getting approved for your next used car is fast, easy, and hassle-free. Whether you have good credit, bad credit, or no credit history at all, we’re here to say yes when others say no. With our trusted financing partner, Auto Note LLC, we offer in-house financing that puts you in control.
What You’ll Need to Get Approved
Be Prepared for a Fast, Smooth Process
To get you behind the wheel in about an hour, bring the following documents with you when visiting either of our locations:
- Valid ID – Driver’s License, State ID, or Passport (We proudly serve the Hispanic community)
- Proof of Income – Recent pay stub, bank statement, or tax return
- Proof of Address – Lease agreement, utility bill, or bank statement
- Down Payment – Bring your down payment if applicable
- Insurance Information – If you already have auto insurance
Bringing these documents ensures a smooth experience, so you can get approved and drive off the lot the same day. Questions? Give us a call at our Dallas or Watauga location and we’ll walk you through the steps.
Start Your Application Now
Ready to take the first step? Use our secure and simple Quick Credit Application Form below. One of our team members will contact you shortly to walk you through the next steps.
Why Choose In-House Financing at 1st Place Auto?
Benefits of Our Buy Here Pay Here Program
Unlike traditional lenders, our in-house financing process is designed for real people with real credit challenges. Here’s how we stand out:
- Fast, same-day approval
- No bank needed – financing done in-house
- Friendly, bilingual team
- Family-owned and operated with 25+ years serving the community
- Payment plan options and affordable terms
Don’t let your credit score hold you back. At 1st Place Auto, your job is your credit. Let’s get you approved today.
Your Next Car Is Just One Click Away
Whether you’re in Dallas, Watauga, or anywhere in the DFW Metroplex, 1st Place Auto is here to get you behind the wheel. Click below to start the approval process and let us help you find a reliable vehicle that fits your budget and lifestyle.
Frequently Asked Questions
Yes! We offer in-house financing specifically for buyers with all types of credit.
Most customers are approved and driving within the same hour.
Our goal is to make it easy to get approved—even if your budget is tight. We offer flexible down payment options, often starting around $500–$1,000 depending on the vehicle and your income. Talk to our team—we’ll help you find a payment that fits.
Visit Us at Our Two Convenient Locations
